Legendary investor Warren Buffett, who is worth roughly $64 billion, wakes up at 4 A.M every morning to go through the paper. If he sees an interesting article, he’ll read it.

Famous writer Stephen King tries to write for three hours after waking up. He doesn’t drink coffee or allow himself to have any distractions during this time.

Do you want to become a self-made millionaire? If so, then all you need are nine useful routines that will help you do it. Below are the nine habits that successful millionaires have in common with each other.

Start on the path to becoming a self-made millionaire:

1. Deal with uncertainty.

Most millionaires don’t have a “regular job” and are forced to deal with more uncertainty than average income earners. Being comfortable with uncertainty is the first step in becoming a millionaire.

2. Pay yourself before you pay your bills.

Pay yourself before you pay your bills. Save at least 10% of your paycheck before you sit down and pay your bills. If you pay yourself first, you’ll adjust your spending to accommodate your bills. If you pay your bills first, you’ll spend the remainder and save nothing. Save money before it has a chance to be spent!

Spend less than 50% of what’s left after paying yourself last month’s expenses (30% if saving for retirement).

This will ensure that there is plenty of cash flow coming in from all sources so that you can survive a bad month.

The average millionaire saves over 20% of his income each month.

When you get a raise at work, attempt to save 100% of that new income.

3. Live beneath your means.

Becoming wealthy is most often the result of a moderate lifestyle, aggressive saving, discipline and time – these things anyone can do! Consider what will happen if someone does something different:

Instead of living beneath one’s means, they spend extravagantly – this is not a recipe for success

Is not respectful of money and spends uncontrollably. This will lead to problems later in life.

Live beneath your means. Most millionaires aren’t big spenders- buy used cars and avoid luxury brands, live in more modest homes than they can afford.

These are all things that anyone can do. Consider the results when someone does the opposite of these things.

4. Fire your boss.

Fire your boss – 70% of millionaires are self-employed because working for yourself puts more money in your pockets!

Working for a big company can be comforting, but it’s also expensive. You’re selling your time at wholesale prices. When you work for yourself, you have more opportunities to make a big salary.

Join the growing number of people who make their own schedules by starting a small business on the side and making that into something bigger or even turning it into your main focus. The possibilities are endless when you work for yourself!

5. Spend time with other millionaires.

Spending time with wealthy people will provide you with more opportunities and teach you how they think about money and the world differently than most people. Their approach is much different than that of an average person who may be struggling financially. The way they handle their finances will give you insight into what it takes to acquire wealth.

6. Avoid debt that doesn’t increase your income or net worth.

Millionaires know that debt is not something to take lightly, but there are many ways they can use it to their advantage. A millionaire might get a loan or commit herself fully in order to gain access and funding from lenders so she could buy an apartment building or start up some businesses which would generate revenue down the line with minimal risk involved because these types of transactions don’t require much personal equity upfront.

7. Have financial goals. Most impressive things are accomplished by those with goals.

Financial goals are the most important thing you can have. It’s not just about saving money or getting rich – it means setting yourself up for life after work, so your financial success will be sustainable long-term!

Achieving any goal takes a lot of hard work and time but if someone has their eyes set on something then they will find ways around obstacles in order to get what needs to be done no matter how difficult things may seem at first glance.

Self-made millionaires who created their wealth from scratch have financial goals. What are yours?

8. Get a mentor.

If you want to be successful, find a mentor.

The vast majority of millionaires state that having someone with experience can help them accumulate their wealth more quickly and easily than if they were going at it alone.

Everything will seem less intimidating when following in someone else’s footsteps; there are plenty available on LinkedIn!

Networking is also key- put yourself out there so others may discover what skillset or expertise your company has which could lead to new business opportunities down the line.

9. Avoid wasting time.

There is a saying: “Time is money.”

It’s true. So why waste it? 

Time is important – don’t let it slip through our fingers without thinking twice because there are many opportunities out there waiting for us if only we look hard enough.

The best way to avoid wasting time is by learning new things. You will find yourself with a more fulfilling life and you can use that extra energy for productivity in other areas too!

A great hobby or interest could generate an additional income stream, so don’t just watch the clock tick away – find something interesting outside your day job building wealth.

Also, try getting up early – If you can’t get out of bed before 7 am, it will be hard for you to become a self-made millionaire because most successful people wake up early and do their best work in the morning hours when they’re fresh and alert.

Conclusion – How To Become A Self-Made Millionaire

The habits of successful people can be your own.

You just need to adopt the most important behaviors and you’ll become a better version of yourself!

Is there anything in the list above that you can’t do?

You are not a failure if you have yet to become a self-made millionaire.

However, with patience and persistence, there is nothing that cannot be accomplished!